Matthew: 07734 682939 James: 07375 904584

"Quality advice that you can trust at a time when you need it most”


"I honestly couldn’t thank Xchange Mortgages Ltd enough! James has been absolutely brilliant from start to finish and has helped us through the whole process. Definitely more helpful than my solicitors that for sure! James arranged the best and most suitable deal for our mortgage, arranged the house insurance and got me a brilliant life policy. Thank you very much for all your help and hard work! 100% the best mortgage advisor I have used without doubt!"

Lea Armstrong

"I just wanted to do a massive shout out to our mortgage advisor, James Howell at Xchange Mortgages Ltd who took us under his wing as complete novices and didn’t grumble when he had to explain everything twice. James not only supported us at the start of the process but he was also still in contact the whole way throughout, he even helped us sort out a few issues with our solicitors!!"

Annabel Goulden

"Would highly recommend Matt any day! He was so helpful and covered absolutely everything with us. Wouldn’t of known even where to start on our first home without him and he was always so happy to help when I was asking stupid questions or repeating myself. Moving out/buying your first house is a huge thing and Matt made us feel such at ease and explained things for us, as if we were on our own, we would have been completely lost! From start to finish he was an absolute pleasure to deal with and the loveliest bloke. If anyone is thinking of buying a house and moving out I’d 100% be recommending Matt’s advice and help!"


"Matthew at Xchange Mortgages has been excellent from start to finish with the mortgage process. Right from the initial email, he has been superb. He’s made purchasing our first home such an easy process. Matthew has done everything in such good time, responding to emails as soon as possible, phoning to explain things that we were confused about and he has answered every single question thoroughly so that we understand every little bit. I would definitely recommend this company to all our friends and family, and we will certainly be using them again! Big thanks to Matthew for all his help."

Victoria & Byron

"5* service from a diligent and proactive financial advisor who was always available at the end of the phone and who made our problems with third parties his own until they were resolved. Thanks for taking us through our first re-mortgage. Looking forward to working with you again in the future."

Jacob & Tarnya

"Matthew and Xchange Mortgages provided an excellent service. The process was extremely smooth from start to finish with a very quick turnaround at all stages. We were kept fully informed of progress throughout the entire application process and Matt could not do enough for us.

It goes without saying that we will certainly be using Matt and the team for all our future mortgage requirements and will have no hesitation in recommending Xchange Mortgages to our friends and family."

Sally & Malc

"Excellent service, James from Xchange Mortgages was absolutely incredibly professional in my very, very difficult situation! I had absolutely no hope in getting a mortgage on my own for many different reasons and James never stopped working tirelessly for me after being promised yes from lenders to then saying no but James didn’t want to quit and not only got me a mortgage, he got a very good deal which I’m forever grateful! Highly recommended."

Dale Fitzhugh

"I cannot thank Matthew and Xchange Mortgages enough. From the initial conversation, through to the entire application process, Matt has been timely, professional and conscientious.
Without going into too much detail, I would state, “the seemingly impossible, became possible.”
Certainly be using this company in the future. Highly recommend. Thanks again to Matt and the team at Xchange."

Jonathan and Rebecca Jameson

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