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Everyone can make mistakes,
but when you have a county court judgment or a default
registered against you, the majority of lenders will
not give you a second chance. These records are kept
for six years by the credit reference agencies, and
can seriously affect your ability to obtain any credit.
Every time you apply for a mortgage it leaves a "footprint"
on your credit file which can disadvantage you further.
Our advisers
are fully aware of this, which is why we place each
mortgage case on its own merits. We will search from
a panel of lenders representative of the whole of
the market without leaving footprints all over your
credit file.
You can also get a copy of your credit
file by applying to the credit reference agencies
or by applying on-line by using one of the links below.
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